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In order to get pre-approved for a USDA loan, your USDA lender will want to look at specific documents. Be prepared to provide proof of employment, pay stubs, two years of W-2s or tax returns and proof of assets for…

Purchasing a home requires much research. You need to know what affects the market value of the home and how to find out the true value of what it’s worth. The largest factor in home pricing is the other recent…

Paying extra principal on your mortgage is the process of paying forth more than what you initially owe each month in order to help bring yourself ahead of future payments. Making principal payments can allow you to pay your house…

Creating a gallery that displayed five to 12 pieces of artwork or photography had been trending throughout the past few years. Homeowners loved how easy it was to create such an inviting space at such an affordable cost. Unfortunately, studies…

Owning a home is the American dream but there is added responsibility and costs that you’ll incur to live out this dream. Some of the fees are bigger than the rest and of bigger concern. Your real estate taxes and…

Due to the rise in pricing of homes and student loan debts, many young adults are finding it difficult to purchase a home. According to a study done by Student Loan Hero, almost half of graduating students stated that they…

The housing market has recently come to a stagnant standstill when it comes to people relocating from one home to the next. This is in part due to millennials having a plethora of debt that makes it impossible to easily…

Right now it is a buyer’s market, and prospective home buyers are on the lookout for ways to up their credit for increased chances of approval. The initial step in remedying any issues on your credit report is to carefully…

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